I am a Millionaire

I feel like a millionaire, Yes! I am!

Right now, I’m sitting in a Starbucks with a cup of coffee, thinking deeply about my life — about what I’ve achieved, what I want, and how much more I’m capable of doing.

I know I’m doing well.
I believe in myself.
And I truly believe I can do anything I set my mind to.

But after moving to Korea for higher education — taking full responsibility for my life, my bills, my growth, my future — I’ve realized something:

Doing everything alone is not easy.
It’s powerful, but difficult.
Beautiful, but heavy.

Still, I know one truth with 100% certainty:

With the right strategies, right principles, patience, and consistency… every dream becomes possible.
Success is just the compound effect of tiny actions done daily.

🔍 Finding Your Weaknesses Is a Superpower

One question I constantly ask myself is:

“Why can’t I do this yet?”

Not in a negative way but with curiosity.
Maybe I’m the obstacle.
Maybe I need to improve.

Recently, I’ve been struggling.
Mentally, emotionally, physically and it’s everything felt overwhelming.

So I took a picture of myself and asked ChatGPT to break down what’s holding me back.
Here’s what I learned — and these insights changed everything for me:
✅ 1. Lack of Confidence / Decision Making
Why This Happens
  • Overthinking

  • Fear of failure

  • No clear goals

  • Comparing yourself to others

Solutions (Start Today)

🔹 Daily 3-Win System
Every night, write:

  • 1 thing you did well

  • 1 thing you improved

  • 1 thing you’re grateful for
    This builds micro-confidence daily.

🔹 2-Minute Decision Rule
If the decision is not life-changing, decide within 2 minutes.
Confidence grows from decisions, not from thinking about them.

🔹 Skill Stacking
Pick 2–3 skills and improve 1% daily.
Confidence = Competence × Consistency
✅ 2. Communication Problems

Why This Happens

  • Fear of judgment

  • Weak language skills

  • Not enough practice

  • Not clear about what you want to say

Solutions

🔹 3-Step Communication Formula

  1. Point

  2. Reason

  3. Example

This instantly makes your speech clear and confident.

🔹 Daily 5-Minute Speaking Practice
Pick one topic → talk for 5 minutes → record yourself.

🔹 Short Sentences Win
Short = Clear
Long = Confusing
✅ 3. Money Management

Why This Happens

  • No monthly budget

  • Emotional spending

  • No tracking

  • No emergency fund

Solutions

🔹 50/30/20 Rule

  • 50% → Needs

  • 30% → Wants

  • 20% → Savings & investments

Even saving $1/day builds discipline.

🔹 Use any simple tracking system

Track only 3 things:

  • Income

  • Essential expenses

  • Non-essential expenses

🔹 24-Hour Purchase Rule
Want something? Wait 24 hours.
If you still want it → buy.
If not → save.

Healthy

Health is your wealth. It’s true that if you have a billion dollars of money, you are sick. This means it’s worthless.

I guess you should have invested money in your health, even if a small portion of money. I personally try to eat healthy food, but I cannot right now! Because of extreme work pressure, but still I do care about myself.

Wealthy

I recently bought my first cryptocurrency — and honestly, it felt good.

Not because I expect millions, but because I took a risk early in life.
And I’m learning.

Gazi Masud - a millionaire

I also practice the 50/30/20 rule:

✔ Needs (50%)

✔ Wants (30%)

✔ Savings & Investments (20%)

  • Emergency fund

  • S&P 500

  • Crypto

  • Skills & business

Even doing 10% is enough at the beginning — the habit is more important than the amount.

Wise

I’m very excited about the journey I’ve started.

I’ve begun with the end in mind — reworking my coding skills and building a solid foundation for my future. Free Code Camp has been a tremendous help in guiding me toward the destination I want to reach.

I’ve taken on the challenge to become a skilled full-stack developer, and I’m determined to make development my profession.

Book I’m Reading: Start With Why — Simon Sinek

Start With Why explains that great leaders inspire by sharing their purpose first.
People don’t buy what you do — they buy why you do it.

Core Message

👉 Start with your WHY. Purpose builds trust, loyalty, and power.

My Projects

Unravel Korea

My first travel blog → making $30/month.
Instagram hit 10k followers.
Facebook recently got monetized.
https://www.unravelkorea.com

Seoul Sip

My Korean news newsletter — Morning Brew style.
Monetized → around $50/month.
https://seoulsip.beehiiv.com/

My YouTube Channel

7 videos so far → 4k views.
Not huge, but meaningful progress.
https://www.youtube.com/@iamgazimasud